We are moving towards goodbye to possibility; to be able to suspend your car insurance . This is a common practice when you intend to leave your vehicle stationary in the garage for a long time. During last year's lockdown, for example, many people chose this route, as the car would not be out of the garage for several months. A practice also followed by owners of motorcycles who leave them stationary in the garage for the whole winter period.
In Italy, in fact, TPL Auto (and motorcycle) is; mandatory only for vehicles traveling on the road or for those parked on public roads, even if unable to move, perhaps due to a breakdown. On the other hand, there is no obligation to have insurance for unused vehicles that stop inside a private area such as, for example, the garage. In the future, however, the possibility of being able to suspend the insurance there will be no pi & ugrave ;.
EUROPE WANTS IT 
To decide this important change, the European Parliament which approved the modification of directive 2009/103 concerning the rules on Liability; Civil. In particular, among the amendments there is the obligation to insure even unused vehicles that are inside private spaces.
Even for stationary and unused cars and motorbikes in the home garage it will be; an active policy is required. The novelty was in the air as this obligation had been more times reiterated by the European Court of Justice. For Europe, therefore, it is not; important that the vehicle is stationary in a private area. What matters, however, is; that it is used in accordance with its transport function.
Therefore, if cars or motorbikes can circulate , the insurance must always be paid. Only vehicles without wheels or engines are saved and therefore cannot move. This novelty which is already making a lot of discussion, since avr & agrave; a precise cost for people who usually suspend the insurance of their vehicles in case of non-use, will not enter; immediately into effect . In fact, it will have to first get the go-ahead, quite obvious, from the European Council. Subsequently, it will have to be published in the Official Journal of the European Union.
At that point, member countries will have up to 24 months to implement the new directives. It is, therefore, an obligation that will arrive; in the future. Nothing, therefore, will change; in the immediate future. The reactions to this news they did not wait. For example, Assoutenti openly disputes the approved amendments, speaking openly about “gift” to the insurance lobbies.
As a result of this decision, all those who do not use cars and motorcycles, preferring to keep them stationary in the garages, will be subject to the payment of car liability. Europe is yielding in this way; to the insurance lobby, since & eacute; this measure will bring; new revenues in the coffers of companies, which already have been enriched thanks to the blockage of traffic recorded during the hot phases of the Covid emergency. The changes approved by the European Parliament go in the opposite direction to the decisions of countries like Germany, where & egrave; It is possible to block the payment of TPL auto simply by delivering the license plate to the police, if you decide not to use the car for a period, and they contradict the statements of Ivass and a part of the insurance world that precisely by virtue of it; of the traffic stops imposed by Covid have asked for reimbursements in favor of those who & egrave; forced to pay insurance policies despite not being able to use the cars.
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