Published 24 August 2021 at 09.32
Economics. On August 31, the time for the exemption from the amortization requirement expires. Then new borrowers will have to repay up to 3 percent annually of their mortgages.
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Seen over a ten-year period, household loans have increased by about 90 percent and housing prices in the country as a whole by 75 percent.
In larger cities, the rise for both loans and prices is far greater. At the same time, household disposable income has only risen by a little more than 50 percent.
The economic upswing brought about by the pandemic support measures has further increased households' propensity to borrow.
” that housing prices and household debt are rising faster now than in the autumn when data for the mortgage report was collected. And in a week's, the authority will reintroduce the requirement, something which, when the requirement was introduced, led to a fall in housing prices. , in the belief that it will continue to be so and become even more expensive to buy later “, according to FI.
According to Erik Thedéen, the agency's director general, the risk is that fast oc h unpleasant turn “.